The British Banking Association says that 74.1 % of all UK credit card debt is earning interest. The average APR on UK credit cards is now 17.73 %. That boils down to the fact that on buying a Virgin credit card the person can save up to 221 pounds in interest payments on every 1000 pounds. That gives the Virgin credit card a clear advantage above many other credit cards. This is the case in the UK, Australia and South Africa. The Virgin credit card not only gives the 0% per annum on balance transfers. The card also gives 0% per annum for 3 months on card purchases. The APR rate is 15.9 %.There is also the provision of interest free card purchases when the statement balance is paid in full and in advance.

There are many Virgin discounts on the card. The Virgin credit cards are beneficial in more ways than one. You pay with your Virgin credit card and the card enables you discounts on car insurance music, DVDs, and holidays. The Virgin credit card also waives your annual payments. These features make it a good card to have. There is money off on gym fees, wines and music to name a few. There is 10% off at Virgin Active and Virgin trains. There is 20% off at Virgin experiences. There is 10% of on car, home, pet and travel insurance annually. These are some of the many discounts that the Virgin credit card offers and that make it worthwhile.